Terms of Service
By using our websites and calculator tools you agree to these Terms of Service. Please read them carefully.
Use of our calculators
Our calculator tools are provided free of charge for personal and business use. You may use our calculators to assist with your own financial, legal and business decisions. You may not:
- Reproduce or redistribute our tools or content without permission
- Use our tools for any unlawful purpose
- Attempt to reverse engineer or copy our website code
- Use automated tools to scrape or extract data from our websites
Estimates only — not professional advice
All results provided by our calculators are estimates only. They are designed to provide general guidance and are not a substitute for professional financial, legal, tax or accounting advice. We strongly recommend consulting a qualified professional before making any significant financial or legal decision.
Our calculators use publicly available rates and legislation which may change. We endeavour to keep our tools up to date but cannot guarantee that all information is current at the time of your use.
Accuracy
While we take care to ensure our calculators are accurate, we make no warranty — express or implied — regarding the accuracy, completeness or fitness for purpose of our tools. Calculator results should always be verified against current official sources before relying on them.
Limitation of liability
To the maximum extent permitted by Australian law, we are not liable for any loss or damage arising from your use of our calculator tools, including but not limited to financial loss, loss of data or any indirect or consequential loss.
Intellectual property
All content on our websites including text, design, code and calculators is our intellectual property and is protected by Australian copyright law. You may not reproduce, distribute or create derivative works without our written permission.
Third party services
Our websites use third party services including Google AdSense, Google Analytics and MailerLite. Your use of these services is subject to their respective terms and privacy policies.
Changes to these terms
We may update these Terms of Service at any time. Continued use of our websites after changes constitutes acceptance of the updated terms.
Governing law
These Terms of Service are governed by the laws of Australia. Any disputes will be subject to the jurisdiction of Australian courts.
Contact
If you have any questions about these Terms of Service please contact us at lorrainepeter5762@gmail.com